Buy Now Pay Later Disclosure

Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

Supported cards

To use Shop Pay, customers need to:

  • Activate their cards before use, if applicable.
  • Be able to make online purchases.
  • Have billing information that matches their bank account on file. For example, the zip code needs to match the billing address.
  • Have a Visa, Mastercard, American Express, or other card that we support (see footer of this page).
  • Use a supported debit or credit card. For example, some prepaid cards aren't supported.

If the customer is using Shop Pay Installments, then Capital One cards aren't accepted.